At least 90 days prior to your desired retirement date, please contact the Trust office and request the retirement application & analysis of your benefit options.  You will need to fill out the forms and provide photo copies of your birth certificate, spouse's birth certificate (if married), any divorce decrees or QDROs (if ever divorced), and a marriage certificate (if married). 

The “Normal Retirement Date” for a Participant to apply for benefits is the later of:  the first day of the month following or coinciding with his or her 65th birthday, or the first day of the month following the date on which he or she completes five years of service: providing that he or she is no longer working in the Industry.  The Early Retirement Date will be the first day of any month subsequent to the date of such election. 

In order to Retire you must complete an application in a form provided by our office.  An "application date" shall be provided on such form and the Participant will designate a "Commencement Date" for his retirement and the  commencement of the receipt of his or her Retirement Benefit.  The commencement date shall be the first day of the month that is no earlier than six months prior to, or later than six months subsequent to, the application date. 

You will have the option of receiving a check or having your pension directly deposited into your bank account.  If you use direct deposit, a pay statement will be mailed to you monthly.